Essay on Ethical Dilemma – Hospitals & Credit Scores

To begin with, it should be recognized that “Should hospitals be allowed to use credit scores in determining what type of care patients receive?” is incredibly relevant article that addresses serious dilemma. The situation around U.S. health care system is long being disputable. It has two truths and two opposing to each other opinions. The same can be said about practice described in read article. As it was learnt, large number of medical centers today implemented so called “wallet biopsy”, which is carried out with the help of sophisticated software that digs into patients’ finances to help determine whether they will receive free or discount care. In this order, hospitals obtained the option to provide the selection of “free cared patients”. It is absolutely clear that this coin has two sides.

On the one hand, described solution is useful to find out cheaters, who abuse preferential opportunities provided by government. On the other hand, there is clear ethical violation, which involves no premise interference into private life. Moreover, it should be clear that credit score is doubtful index to make the decision what kind of care the patient should receive (case of Debbie Maupin is the good example to this). Talking about existing dilemma, we assume that each of side has strong pro arguments. Thereby, the only way out is the compromise between two camps. In this order, it looks like the practice of “wallet biopsy” has the right to exist with some significant additions: mandatory permission for credit score monitoring, patient is allowed to see his/her credit report, credit score should not be treated as the sole criteria with the decision what type of care should patient receive. Obviously, this solution is not the perfect way out and it won’t resolve all the problems. However, it is useful to keep the interest of both sides maximally, without rights’ violation.



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